Tech, product & business consulting · banking · insurance
We turn complex financial systemsinto scalable platforms.
We design, build and ship the critical platforms of banking and insurance. From Luxembourg. From Paris. On the projects whose timelines have no right to slip.
- 40+specialised consultants
- 3critical platforms in production
- luxembourg & paristwo offices, one team
- 2023Subsidiary of the Garance group
What we do
Three crafts that can't be separated.
Without execution, the business stays an intention. Without the business, tech misses the mark. At novatraqR, we hold both: business understanding and the ability to deliver.
- 01
Understand the business
Across individual life insurance, employee savings, group retirement, asset servicing, custodian banking and transfer agency, and private banking, our teams speak the language of the business and have a sharp grasp of what's at stake.
- 02
Build and deliver
AWS cloud architectures, back-office platforms, digital portals, critical workflows. From scoping to go-live, on programmes that shape the business.
- 03
Industrialise with AI
Kohera turns a business need or legacy code into continuous delivery: specs, tickets, code, tests. Your teams stay in charge of every key call.
How we work
From scope to production, on the same trajectory.
On the projects that won't tolerate handovers, team continuity is what makes the difference.
Domain, product, engineering, under a single delivery lead. So that decisions are made in the right place, at the right time.
- Scope
- Design
- Build
- Migrate
- Test
- Ship
Our flagship product
Kohera
The AI orchestrator for project delivery.
We don't change your tools. We don't change your organisation. We add the layer that industrialises the time-sinks, under human control at every key step.
- From a business need to docs, tickets, code and tests.
- From legacy code to spec, migration plan, target code.
- Plugs into Jira, Confluence, Notion, GitHub and any other tool used in your industry: your tools stay your tools.
- 01Besoin
- 02Specs
- 03Tickets
- 04Code
- 05Tests
- 06Push to prod
Our products
One orchestrator. Two vertical tools.
Kohera covers the full delivery chain. Transfert IA and DealBreaker address specific business moments.
Live in production
Three structuring programmes, shipped.
Asset servicing · Custodian bank
A transfer agency chain rebuilt, end to end.
Multi-year modernisation programme for a major asset servicing player. Six functional bricks, eighteen people mobilised, successful go-live. On operations that have no right to slip.
- 18+experts mobilised
- 6functional bricks
- 3order types covered
Order acquisition
- SWIFT
- File uploads
- Subscription · Redemption · Takeover
Execution & NAV
- Internal NAV receipt
- Valuation calendar
Record-keeping
- NAV Balance
- Settle Balance
- PRU
Business controls
- Order & collect controls
- Cut-off · Enrichment
Restitution
- Cashflow
- Outbound SWIFT
- FA reporting
Monitoring & repair
- Order & Collect tracking
- Reject & Recycle
Operator screens shipped: Order · Collect · Holding.
Mandatory PER platform, front to back.
Onboarding journey, employee, employer and broker portals. Contributions, withdrawals, arbitrage, transfers, DSN. Fully digital, fully operable.
- KYC/KYT
- DSN
- Multi-portals
- AWS Cloud
Market Platform — Employee Savings
Support on the rollout of a PEE/PERCO management platform: operational and technical scope.
- PEE
- PERCO
- Market platform
Let's discuss your next critical project.
A team gets back to you within 48 hours.